We're coming up on what many people consider to be "the most wonderful time of the year." Here in Minnesota, we've had a few rounds of light snow but it hasn't stuck around just yet. Nonetheless, the reminders are present: the holidays are on their way. And with the holidays come a whole host of events, people, and opportunities unique to this season. The commercials on TV portray households as being cozy and warm and decorated just perfectly. We buy all kinds of fluffy things to battle the biting cold -- socks, sweaters, blankets... And for most people, at some point, we find ourselves thinking or saying, "I just love this time of year." Why? I think it makes us feel good. We like the feeling of the holidays and the advertising companies know it. Who can resist a good snuggle with a puppy or a baby while sitting by the fireplace with a twinkling Christmas tree as the only source of light? Only the Grinch himself, I'd say. Bu...